Cosner Law Group – 50 Years of Elder Law Experience
The experienced elder law attorneys of Cosner Law Group provide indispensable legal services to the elderly and their families. The firm has an elder law group catering to the needs of the elderly and their children. Staci A. Cosner, Esq. is a member of the National Academy of Elder Law Attorneys and lectures frequently on elder law topics.
Our elder law services include:
As Americans live longer, the legal and practical concerns confronting the elderly and their loved ones have grown increasingly complex. At Cosner Law Group, our experienced elder law attorneys assist clients and their families in planning for the years ahead.
If you or an elderly loved one needs legal advice about any area of elder law, from Medicaid planning to long-term care financing, contact our East Brunswick, NJ elder law attorneys.
Book your free initial consultation below to learn more about our elder law services
Answering your questions
Elder law focuses on legal issues affecting older adults, including estate planning, long-term care, Medicaid planning, guardianship, and protecting assets. Our attorneys help seniors and their families make informed decisions about their future.
With proper planning, you can protect your assets while ensuring you or your loved one qualifies for Medicaid or other benefits. We assist in setting up trusts and other legal strategies to safeguard your estate.
Medicaid planning helps individuals qualify for long-term care benefits while preserving their assets. It’s best to start planning early, as Medicaid has strict eligibility requirements and look-back periods.
A power of attorney allows a designated person to manage financial or healthcare decisions if you become incapacitated, while a guardianship is court-appointed when someone can no longer make decisions for themselves and hasn’t planned ahead.
Creating advance directives, such as a living will and durable power of attorney, ensures that your medical and financial decisions are made according to your preferences if you are unable to communicate them.
Cosner Law Group has a proud tradition of fighting for the rights of seniors in communities throughout New Jersey. We harness our 50 years of elder law experience to support and advocate for the elderly in various legal matters.
Call our lawyers for your free consultation regarding the following:
The Deficit Reduction Act of 2005 changed the rules for Medicaid eligibility. These changes make it critical to obtain the advice of an experienced elder law attorney. Make sure that the decisions you make today will not negatively affect your future financial and physical health.
Cosner Law Group’s personal service has helped us become one of the top local East Brunswick elder law firms.
We pride ourselves on being accessible, responding promptly to your phone calls and emails. We take the time to listen to your concerns, fully analyze your legal issues, and provide appropriate and timely advice. Our attorneys’ prestigious educational and legal industry backgrounds further distinguish us from other law firms.
Medicaid Planning and Asset Protection services preserve the assets of the elderly in the event long-term care becomes necessary. Medicaid covers home-based services, assisted living, and nursing home care. Seniors pay for their own long-term care, which could diminish their assets or substantially reduce their estate. Our advice, consultation, and implementation of a Medicaid plan will enable the government to assist in these costs.
Medicaid applications are complex. Our trained staff helps families through this difficult process and as they plan for the road ahead.
Medicaid law is quite complex, and legal interpretation of Medicaid regulations in New Jersey requires careful analysis. The laws governing Medicaid also change frequently.
Our elder law attorneys can help you understand New Jersey’s Medicaid laws to help safeguard your financial future. We help ensure you or your family member will qualify for Medicaid and assist your family with the challenging process of applying for Medicaid.
Alzheimer’s disease, dementia, and other debilitating mental diseases are some of the all-too-common problems facing our elderly clients. Our attorneys help ensure the needs and desires of your loved ones concerning potential future financial and medical decisions are met, even when they are unable to communicate their wishes at the time these decisions must be made.
Our attorneys frequently prepare powers of attorney and advance directives, or health care directives. In these documents, the client designates a person to carry out their financial and medical wishes. This guidance includes financial goals, and instructions regarding medical procedures or life-sustaining techniques that may be utilized in the future.
Cosner Law Group enables our elderly clients to provide clear instructions regarding their wishes to their agents – typically, though not always, family members. Our sensitive and thoughtful approach helps families make proactive and effective decisions regarding their estate.
Department of Health and Human Services data shows that 70% or more of individuals over the age of 65 will need some form of long-term care during their lifetime. The data also indicates that health care costs, particularly in long-term care, will continue to rise.
Elderly people and their families unfortunately often overlook the multi-faceted aspects of long term care planning until it is too late.
If you or a loved one has been diagnosed with a condition that will require long-term care, we recommend that you have a long-term care plan. Proper planning now will enable you to manage the costs of care without totally depleting your life savings.
The elder law attorneys at Cosner Law Group provide skilled guidance and counseling concerning long-term care Medicare and Medicaid eligibility and other options that will be right for you and your families. With proper planning, we can help you choose the long-term care option that best fits your needs.
It is well-known that people suffering from Alzheimer’s disease, dementia, and other physical and mental disabilities often gradually become unable to care for themselves. Even basic tasks, like brushing one’s teeth, getting dressed, feeding, and bathing, become greatly challenging. If this happens to a loved one, a guardianship or conservatorship may be one way to help you take care of that person.
The attorneys at Cosner Law Group can guide you through the complicated legal process that allows you to become the Court-ordered guardian or conservator for your loved one. We can help you ensure your loved one will receive appropriate personal care and that their finances are handled properly. Working together, we can help maximize your loved one’s quality of life.
Millions of families throughout America currently are caring for an elderly loved one. This vital caretaker role is often time-consuming, expensive, and physically and mentally draining, particularly when it is added to your other family and work obligations.
Our experienced elder law attorneys have counseled many families in this position, and we will draw on that experience to provide the guidance, support, and encouragement that will help you care for your loved one.
Comprehensive Legal Solutions
Making the right legal decisions today can protect you and your loved ones in the future. Whether you need assistance with estate planning, long-term care, or Medicaid eligibility, Cosner Law is here to help. Schedule a consultation today to discuss your needs and secure peace of mind.
